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Payment Policy


  1. Payment made by Net Banking / Debit / Credit Card would be in accordance with the prevailing RBI guidelines. Activation of IGMS service shall be subject to realization of the said payment. In case of dishonor of Cheque/demand draft; you shall be liable to pay applicable bank's cheque/DD bouncing charges. Further IGMS service to your account will be deactivated / suspended until you settle the value of the payment and applicable bank charges in cash.

  2. IGMS may use third party payment gateways for collection of credit/debit card or other payment instruments. In case of such payment gateway failure the same would be communicated to the IGMS member by the payment gateway provider. IGMS shall not be responsible for Extra currency/conversion charges/deductions/error issues from payment gateway. In the case of failed online transactions, which result in no services, IGMS offers no guarantees whatsoever for the accuracy or timeliness of the refunds reaching the IGMS Members card/bank accounts through the payment gateways.